search

Lending Markets

KiloLend’s lending markets provide a battle-tested, overcollateralized money market that allows users to earn yield or borrow assets without selling their holdings. The system is designed to be reliable, transparent, and compatible with both direct user interaction and AI-driven execution.

At its core, KiloLend’s lending protocol is based on a Compound v2–style architecture, with optimizations for stablecoins and multi-asset support.

hashtag
What Are Lending Markets?

Lending markets are pools where users can:

  • Supply assets to earn passive income through interest

  • Borrow assets by using their supplied assets as collateral

  • Earn KILO Points for participating in the ecosystem

The protocol maintains overcollateralization (typically 150-200% of borrowed value) to ensure system stability and protect lenders.

hashtag
Key Features

Reliable and Secure

  • Proven Compound v2 codebase with minimal modifications

  • Real-time liquidation monitoring and execution

  • Multi-oracle price validation for accuracy (Pyth, Orakl)

Dynamic Interest Rates

  • Utilization-based pricing that adjusts to market conditions

  • Stablecoin optimization with conservative risk parameters

  • Volatile asset support with appropriate risk premiums

KILO Token Utility

  • KILO holders receive reduced borrowing costs

  • Tiered discount structure based on token holdings

  • KILO stakers gain additional protection against liquidation

This lending ecosystem provides a secure, transparent, and user-friendly way to participate in DeFi, whether you're looking to earn passive income or access liquidity for other opportunities.

PreviousFoundational ConceptsNextArchitecture

Last updated