> For the complete documentation index, see [llms.txt](https://docs.kilolend.xyz/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.kilolend.xyz/introduction.md).

# Introduction

KiloLend makes DeFi simple by letting AI agents handle lending, borrowing, and token swaps for you.\
Your agent monitors the market, executes transactions, and manages positions—so you don’t have to.

***

### Why KiloLend?

KiloLend is built for a new type of user: AI agents that can directly execute on-chain financial actions.\
Instead of layering agents on top of existing protocols, KiloLend designs lending, borrowing, and swaps specifically for programmatic execution.

This means agents can safely manage capital, react in real time, and operate continuously—while remaining simple and accessible for human users.

* **Agent-Native by Design** — Built from the ground up for AI agents to execute lending, borrowing, and swaps programmatically
* **Secure Agent Wallets** — Permissioned execution with HSM-backed security and session key controls for safe automation
* **OpenClaw + API Integration** — Expose DeFi actions through agent skills and APIs for seamless integration with external systems
* **Battle-Tested Lending Core** — Based on proven lending architecture with reliable collateral and risk management logic

***

### Supported Chains <a href="#supported-chains" id="supported-chains"></a>

| Chain     | Architecture | Native Token |
| --------- | ------------ | ------------ |
| KAIA      | EVM          | KAIA         |
| KUB       | EVM          | KUB          |
| Etherlink | EVM          | XTZ          |

***

*This documentation is a work in progress and is continuously updated with new features and improvements.*


---

# Agent Instructions
This documentation is published with GitBook. GitBook is the documentation platform designed so that both humans and AI agents can read, navigate, and reason over technical content effectively. Learn more at gitbook.com.

## Querying This Documentation
If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter:

```
GET https://docs.kilolend.xyz/introduction.md?ask=<question>
```

The question should be specific, self-contained, and written in natural language.
The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.