Introduction
DeFi for everyday users on LINE with an AI co-pilot that executes complex DeFi actions for you

What is KiloLend?
KiloLend brings DeFi to everyday users on LINE with an intelligent AI co-pilot that executes complex DeFi actions through high-level intent. Users can log in with LINE or other supported social accounts via the LINE Mini Dapp SDK, then quickly start earning by depositing stablecoins and non-stable assets into lending pools to generate passive income over time.
For advanced users, the AI co-pilot agent unlocks more powerful capabilities — executing on-chain transactions across the KAIA DeFi ecosystem through simple chat interactions, with no manual calculations required.
At its core, KiloLend provides foundational DeFi infrastructure, including:
Lending Markets — Built on a Compound v2–style money market architecture, supporting assets such as USDT, KAIA, BORA, SIX, stKAIA, MBX, and more. Price feeds are secured by Orakl.
DEX (Planned) — A constant product AMM-style DEX optimized for seamless swaps between stablecoins and non-stable assets, with agent-assisted virtual reserve optimization to achieve better rates.
Why AI DeFi Co-Pilot
The KiloLend AI DeFi Co-Pilot lets users interact with DeFi using simple intent instead of complex actions. You describe what you want to do, and the AI handles the math, risk checks, routing, and on-chain execution across KAIA DeFi.
For users, this means:
No manual calculations for APY, borrow limits, or health factors
One interface to lend, borrow, swap, and loop assets
Easier access to advanced strategies without DeFi expertise
For projects and protocols, this enables:
Strategy-based rebalancing and capital deployment
Market-maker–like behavior without custom bots
Faster experimentation with automated DeFi strategies
By abstracting execution into AI, KiloLend makes DeFi simpler for users and more flexible and capital-efficient for builders.
Why KAIA & LINE Mini Dapp
Our goal with KiloLend is simple: make DeFi usable by millions. KAIA and LINE Mini Dapp give us the fastest path to that goal.
LINE Mini Dapp provides native access to the KAIA chain, allowing users to interact with real DeFi using familiar interfaces and social logins. This removes friction while keeping everything fully on-chain.
Cross-device experience:
Mobile-first Mini Dapp when accessed via LINE
Full desktop interface when accessed from PC or notebook
Social login via LINE and supported accounts
Seamless transition between mobile and desktop
KAIA as our base chain:
Optimized for high-frequency DeFi interactions
Low transaction costs for users
Strong ecosystem and tooling support
The KILO token will be deployed on KAIA. While KAIA is our home chain, KiloLend is designed to expand toward multi-chain support as the platform evolves.
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