# Foundational Concepts

KiloLend provides **core DeFi infrastructure** designed to be simple for users, powerful for builders, and natively usable by AI agents. Our goal is to offer reliable financial primitives that can scale across chains and support both human and AI-driven interactions.

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### **DeFi Infrastructure Layer**

KiloLend provides foundational DeFi services that form the base layer for on-chain financial activity:

* **Lending markets** for earning yield and borrowing against collateral
* **DEX infrastructure (planned)** to support efficient swaps and liquidity management
* **Additional DeFi primitives** to be introduced over time as the ecosystem expands

These services are built to support everyday users, applications, and automated agents equally.

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### AI-First Protocol Design

KiloLend provides DeFi infrastructure that is **designed from the start for AI execution**, not retrofitted later.

* Core actions such as lending, borrowing, and swapping are compatible with **intent-based execution**
* AI agents can interact with protocols using high-level instructions instead of manual parameters
* The same infrastructure supports both direct user actions and automated strategies

This design enables safer automation while reducing operational complexity.

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### Stablecoin-Focused Strategy

KiloLend provides DeFi foundations optimized for **stablecoin-centric use cases**, with a focus on real-world adoption.

* Support for both global and emerging regional stablecoins
* Markets optimized for capital efficiency and predictable yield
* Designed to serve savings, payments, and low-volatility strategies

Stablecoins serve as the primary building block for both user activity and AI-managed strategies.
